Protection

Life Insurance is available to protect against the financial impact of the loss of life for multiple reasons. The most common is for mortgage debt but there are other strong reason for having life cover in place. 

No matter what your current health condition on age contact us for a review and recommendation.

These policies are designed to pay out a lump sum amount in the event you are diagnosed with one of a number of pre-defined conditions. In the event of serious illness a lump sum could help you manage your finances in a period of financial pressure where you income may be effected. 

Income Protection works like sick pay and provides a monthly income if you can't work due to an accident or sickness. Income protection can be configured to pick up where your employee benefits end or if you are self-employed immediately. 

Family Income Benefit is a policy that will pay a monthly income to those you leave behind. This is most often used to provide income for dependant children for a fixed amount of time.

Private Medical Insurance(PMI) is often though of as exclusive and expensive but innovations in the product offering in recent years is making it accessible to more and more people. At Finance Energy we would recommend you getting a quote for cover. You may be surprised at how achievable it is.

We provide buildings & contents insurance from a panel of 5 star defacto rated insurers. Every policy sold will have a minimum of £1,000,000 of building cover and £75,000 of contents.